Jim is a native California graduating from the California State University system. He has over 20+ years experience in the mortgage industry and brings this experience to each situation to get the best loan for you. As a family man, he understands how the changing economy can effect our lifestyles and in particular how it effects what's closest to us, our family. Its more than getting the lowest rate, its about getting the right loan for you. Don't settle for second place, instead chose Jim, a leader in the industry.